Goldco vs American Hartford Gold

June 18, 2022
Written by Peter Anderson

With inflation on the rise and the economy in a turbulent condition, many investors are fearing for the security of their futures.

Traditional IRA accounts may not offer the protection and peace of mind that many need when they are saving for retirement. But is there an alternative form of retirement savings?

Precious Metals IRAs, sometimes called Gold IRAs, are a low-risk, tax-advantaged type of retirement savings account.

Whereas traditional IRAs can be greatly impacted by turbulent economic conditions, precious metals IRAs are resistant to inflation and market fluctuations.

Because precious metals IRAs are an investment in a physical asset, actual gold or silver, they will never be without some value.

No investment is ever without some risk, but precious metals IRAs are considered to be a low-risk investment. This makes them a good choice to provide peace of mind for your future.

Making the choice to invest in precious metal IRAs is the first step. The second step is to choose a precious metals brokerage company that is reputable, trustworthy, and best suits your investment needs. With dozens of options out there how do you go about choosing the best fit for you?

Overview: Goldco

Goldco Precious Metals is one of the oldest precious metals brokerage companies in the industry, having been founded in 2006.

Goldco specializes in helping its customers set up self-directed Precious Metals IRA accounts either by rolling over existing traditional retirement accounts or direct funding. It offers gold, silver, platinum, and palladium products.

Goldco’s reviews frequently highlight its excellent customer service, professionalism, and reliability. Its customer service agents are dedicated to giving each customer the individual attention that they deserve. They are always available to answer questions and offer assistance. 

They will walk their customers through the process of opening the self-directed IRA account, funding the account, selecting the appropriate precious metals, and transferring the product to a secure custodial facility. 

Goldco has an excellent reputation both with current and former customers and industry regulatory bodies.

Goldco has a rating of A+ with the Better Business Bureau, AAA with the Business Consumer Alliance, 4.8 out of 5 stars with ConsumerAffairs, and 4.8 out of 5 stars with TrustLink.

They have an average overall satisfaction score of 4.8 out of 5 stars.

Our #1 Recommentdation

$25,000 Minimum Investment

5% back for any order over $50k

Overview: American Hartford Gold

American Hartford Gold was founded in 2015 and is a precious metals brokerage company out of Los Angeles, California. It is best known for excellent customer reviews, a no-nonsense buy-back commitment, and price matching. It assists customers in traditional IRA account rollover.

American Hartford’s reviews call out the care and attention that its customer service agents provide. Its reviews speak for themselves. It has a 4.9 out of 5 stars with TrustLink, an A+ rating with the Better Business Bureau, a AA rating with the Business Consumer Alliance, and 4.9 out of 5 stars with ConsumerAffairs.

American Hartford offers gold, silver, and platinum products. It specializes in self-directed precious metals IRAs but also offers direct sales of its products. It provides a comprehensive customer service experience that both new and veteran investors can trust.

American Hartford Gold & Goldco Comparison Chart

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American Hartford Gold

Goldco

Company Founded

2015

2006

Minimum Investment

No minimum investment

$25,000

Avg Comprehensive Rating

4.8

4.8

Precious Metals Available

Gold, silver & platinum

Gold, silver, platinum, & palladium

Is Price Matching Available?

Yes

No

Assistance with Current IRA Rollover?

Yes

Yes

Average Delivery Time

Fast delivery

1 week

Customer Support Level

Readily available support during the investment process

Comprehensive and customized support

Buy-Back Program?

Yes

Yes

Rollover Opportunities:  American Hartford Gold

American Hartford Gold offers assistance with rolling over most types of traditional IRA accounts. This includes most 401(k) or IRA accounts.

American Hartford will assist customers with the paperwork and funding of their new Precious Metals IRA account by rolling over their existing accounts. Customers have the option to roll over the entire amount or a portion of their current traditional IRA accounts.

*No Minimum Investment

*Buy-back program

*Price-match guarantee

Rollover Opportunities:  Goldco 

Goldco Precious Metals does offer plenty of rollover opportunities. Most traditional IRA and retirement savings accounts do qualify for rollover into Precious Metals IRAs. Goldco offers assistance to its customers with rolling over all types of qualifying accounts.

The following accounts qualify for rollover:
* Traditional IRA
* Roth IRA
* SIMPLE IRA
* SEP IRA
* 401(k)
* 403(b)
* Roth 401(k)
* Roth 457(b)

Fees: American Hartford Gold

American Hartford Gold does not publish any of the fees associated with opening a Gold IRA account or making precious metals purchases. It states that fees are variable depending on the account status and the monetary value of the precious metals in your holding. The larger the investment that you make, the more likely that annual storage fees will be waived.

American Hartford fees details:
* Account set-up fees not listed.
* Variable fee structure.
* Annual account storage fees not listed. Some accounts may qualify for free annual storage.
* No shipping fees.
* Annual custodial fee not listed.

American Hartford Gold does not indicate the minimum investment requirement on its website. It does offer the direct sale of precious metals for non-IRA investors.

American Hartford does not publish the cost of its products on its website. 

Fees: Goldco Precious Metals

Goldco Precious Metals charges many of the same fees as other precious metal brokerage companies. It publishes a limited list of its fees on its website. While many fees are listed, some are variable or unlisted. This list is not all-inclusive and additional fees do apply.

Header

Goldco

One-time account setup fee

$50

One-time money wiring fee

$30

Annual maintenance fee

$80

Annual custodial fee

$100

Minimum investment

$25,000

Cost of precious metals

Fluctuates according to market value

Choosing Between Goldco and American Hartford Gold


American Hartford Gold and Goldco Precious Metals are both excellent choices for investors in  gold IRAs. They have many similarities, including rollover opportunities, fast delivery of your purchases to secure custodial facilities, and a buy-back program.

Both companies have comparable ratings with customers and industry regulatory bodies. It is the differences that determine the best choice.

American Hartford has a lack of clear information posted on its website. It does not publish a list of its fees or disclose the minimum investment required to open a precious metals IRA account.

Goldco does publish a list of its fees. While some hidden fees do apply, Goldco has a much clearer picture available of the fees that an investor can expect to pay both upfront and annually. Goldco also makes it clear what the minimum investment requirement is for new investors.

Goldco also has almost a decade more of industry experience as one of the oldest companies in the industry.

Goldco Precious Metals is our preferred choice between the two.

Goldco- Best for IRA rollovers

Goldco is best known for the speed and feasibility of rolling over your traditional IRA into a gold or precious metal IRA.

They have a great customer service team and are one of the most transparent IRA companies you'll find.

This is a great choice for beginner investors as well as those who have been investing for decades. 

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