If you're looking at which gold IRA company to go with, you can't go wrong by choosing either Goldco or American Hartford Gold. The main differences between these companies are the ability to purchase platinum with Goldco, the minimum investment, and education.
Goldco offers platinum and have a minimum IRA investment of $25,000. American Hartford doesn't offer platinum and doesn't have a minimum purchase amount. I'll review the main differences in more detail below.
Disclosure: The owners of this website may be paid to recommend Goldco and the other companies. The content on this website, including any positive reviews of Goldco and other reviews, may not be neutral or independent.
Goldco is one of the oldest precious metals brokerage companies in the industry, having been founded over a decade ago
Goldco specializes in helping its customers set up self-directed Precious Metals IRA accounts either by rolling over existing traditional retirement accounts or direct funding. It offers gold, silver, platinum, and palladium products.
Goldco’s reviews frequently highlight its excellent customer service, professionalism, and reliability. Its precious metals specialists are dedicated to giving each customer the individual attention that they deserve. They are always available to answer questions and offer assistance.
They will walk their customers through the process of opening the self-directed IRA account, funding the account, selecting the appropriate precious metals, and transferring the product to a secure custodial facility.
Goldco has an excellent reputation both with current and former customers and industry regulatory bodies.
Goldco has a rating of A+ with the Better Business Bureau, AAA with the Business Consumer Alliance, 4.8 out of 5 stars with ConsumerAffairs, and 4.8 out of 5 stars with TrustLink.
They have an average overall satisfaction score of 4.8 out of 5 stars.
Our #1 Recommentdation
$25,000 Minimum Investment
5% back for any order over $50k
Overview: American Hartford Gold
American Hartford Gold was founded in 2015 and is a precious metals brokerage company out of Los Angeles, California. It is best known for excellent customer reviews, a no-nonsense buy-back commitment, and price matching. It assists customers in traditional IRA account rollover.
American Hartford’s reviews call out the care and attention that its customer service agents provide. Its reviews speak for themselves. It has a 4.9 out of 5 stars with TrustLink, an A+ rating with the Better Business Bureau, a AA rating with the Business Consumer Alliance, and 4.9 out of 5 stars with ConsumerAffairs.
American Hartford offers gold, silver, and platinum products. It specializes in self-directed precious metals IRAs but also offers direct sales of its products. It provides a comprehensive customer service experience that both new and veteran investors can trust.
American Hartford Gold & Goldco Comparison Chart
American Hartford Gold
Over a decade ago
No minimum investment
Avg Comprehensive Rating
Precious Metals Available
Gold, silver & platinum
Gold, silver, platinum, & palladium
Is Price Matching Available?
Assistance with Current IRA Rollover?
Average Delivery Time
Customer Support Level
Readily available support during the investment process
Comprehensive and customized support
Rollover Opportunities: American Hartford Gold
American Hartford Gold offers assistance with rolling over most types of traditional IRA accounts. This includes most 401(k) or IRA accounts.
American Hartford will assist customers with the paperwork and funding of their new Precious Metals IRA account by rolling over their existing accounts. Customers have the option to roll over the entire amount or a portion of their current traditional IRA accounts.
*No Minimum Investment
Rollover Opportunities: Goldco
Goldco does offer plenty of rollover opportunities. Most traditional IRA and retirement savings accounts do qualify for rollover into Precious Metals IRAs. Goldco offers assistance to its customers with rolling over all types of qualifying accounts.
The following accounts qualify for rollover:
* Traditional IRA
* Roth IRA
* SIMPLE IRA
* SEP IRA
* Roth 401(k)
* Roth 457(b)
Fees: American Hartford Gold
American Hartford Gold does not publish any of the fees associated with opening a Gold IRA account or making precious metals purchases. It states that fees are variable depending on the account status and the monetary value of the precious metals in your holding. The larger the investment that you make, the more likely that annual storage fees will be waived.
American Hartford fees details:
* Account set-up fees not listed.
* Variable fee structure.
* Annual account storage fees not listed. Some accounts may qualify for free annual storage.
* No shipping fees.
* Annual custodial fee not listed.
American Hartford Gold does not indicate the minimum investment requirement on its website. It does offer the direct sale of precious metals for non-IRA investors.
American Hartford does not publish the cost of its products on its website.
Gold IRA Fees
The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50. as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.
Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000."
Choosing Between Goldco and American Hartford Gold
American Hartford Gold and Goldco are both excellent choices for investors in gold IRAs. They have many similarities, including rollover opportunities, fast delivery of your purchases to secure custodial facilities, and a buy-back program.
Both companies have comparable ratings with customers and industry regulatory bodies. It is the differences that determine the best choice.
American Hartford has a lack of clear information posted on its website. It does not publish a list of its fees or disclose the minimum investment required to open a precious metals IRA account.
Goldco does publish a list of its fees. While some hidden fees do apply, Goldco has a much clearer picture available of the fees that an investor can expect to pay both upfront and annually. Goldco also makes it clear what the minimum investment requirement is for new investors.
Goldco also has almost a decade more of industry experience as one of the oldest companies in the industry.
Goldco is our preferred choice between the two.
Goldco- Best for IRA rollovers
Goldco is best known for the speed and feasibility of rolling over your traditional IRA into a gold or precious metal IRA.
They have a great customer service team and are one of the most transparent IRA companies you'll find.
This is a great choice for beginner investors as well as those who have been investing for decades.