To Put it Simply: Regal Assets is unique in the industry for offering both precious metal IRAs and cryptocurrency IRAs. Regal has excellent customer service, a 99.9% approval rating on TrustLink, and is listed on the Inc. 500.
Overall, we rate Regal Assets overall as our #6 choice for precious metals investors.
Disclosure: Some of the links in this article are from sponsors. The list below is an honest review gathered from thorough research, experience, and consumer-based feedback.
Some Key Points of my Regal Assets Review:
- Fully-Insured Segregated Storage
- High Client Ratings
- Different Packages to Fit Your Needs
- Cryptocurrency IRAs
- Retirement Account Rollovers
Pros & Cons
$10,000 Minimum Investment
Free portfolio reviews for all clients
Who is Regal Assets?
Regal Assets was founded by Tyler Gallagher as a Gold IRA company in 2009 and began to offer cryptocurrency in 2017.
Regal Assets is a precious metals IRA brokerage company that also offers cryptocurrency. Regal offers diversified investments with several different portfolios available, ranging from $10,000 to $250,000.
Regal Assets has several unique offerings that set it apart from its competitors. The most notable of these are the segregated storage for all investors and cryptocurrency IRAs.
* Fully-Insured Segregated Storage
* Cryptocurrency IRAs
* Retirement Account Rollovers
* Rapid Turnaround
Fully Insured Segregated Storage
All precious metal IRAs are required to be stored in secure, IRS approved depositories. Regal Assets takes this requirement one step further and ensures that its investors have fully-insured segregated storage facilities. What this means is that all of its IRA customers will have their precious metals stored in individual vaults within the secure facility rather than being stored in a communal vault.
Direct purchases are not subject to restrictions. Any investor can choose to make direct purchases of gold or silver or a combination of collectible items Regal has in stock. Direct purchasers are able to store their precious metals in a secure vault or to take direct possession of the items as they prefer.
Retirement Account Rollovers
Regal Assets offers assistance with rolling over most types of retirement accounts into a Gold IRA account. Regal deals with traditional IRA, SEP, 401(k), 403(b), and TSP plans.
Retirement account rollover can be a complicated and time consuming process, but Regal’s agents are experts that will guide investors through all of the complicated paperwork and time consuming processes. Regal handles most of the process for you.
With Regal’s assistance, the process can be completed in a fraction of the time that it would have taken you.
Regal Assets is unique in that they guarantee a rapid turnaround for investors when they wish to cash out their accounts.
While other companies may take between 15 and 30 days to deliver the precious metals to you, Regal promises that your metals will be on your doorstep in only a few days.
Regal Assets stands out among competitors because of its unique investment process. It offers both precious metals IRAs and IRA packages with both precious metals and cryptocurrency. Regal is one of the first IRA investment companies that offers cryptocurrency IRAs.
Regal Assets separates its investment recommendations into two categories: Protection and Security Packages & Investment and Retirement Portfolios. The primary difference between the two categories is the type of asset included in the portfolio.
The Protection and Security Packages include only precious metals. Precious metals are a low-risk option for investors.
The Investment and Retirement Portfolios include a combination of precious metals and cryptocurrency. This type of package is a higher risk option because cryptocurrency is a high risk investment.
Protection & Security Packages
Merchant Package vs Knighthood Package
Regal Assets offers two packages for its Protection & Security Packages: the Merchant Package and the Knighthood Package.
The key difference between the two portfolio types is the price. The Merchant Package is a $5,000 minimum investment and the Knighthood Package is a $10,000 minimum investment. Both packages contain a combination of gold and silver.
The Protection and Security Packages are similar to investment portfolios offered by competitor investment companies. Regal promotes these packages with their relatively low price point as safeguards against emergencies rather than a comprehensive retirement portfolio.
Investment & Retirement Portfolios
1. The Legacy Portfolio
2. The Kingship Portfolio
3. The Dynasty Portfolio
4. The Coronation Portfolio
Regal Assets has four different types of Investment and Retirement Portfolios as listed above.
Each of these portfolios have a different investment required and different intended purposes. All four portfolios are diversified with the option for both precious metals and crypto.
The Legacy Portfolio is a beginner level investment package with a minimum investment of $25,000. This portfolio includes a wide selection of cryptocurrencies as well as gold and silver.
The Kingship Portfolio is a $50,000 minimum investment and is recommended for security and growth. The selection is carefully diversified between different types of cryptocurrency as well as precious metals.
The Dynasty Portfolio is a solid retirement plan intended with security, protection, and return on investment in mind. The minimum investment amount is $100,000.
The Coronation Portfolio is the highest minimum investment amount at $250,000. This portfolio is designed to build long term wealth for institutional or high wealth investors.
Regal's fees are waived for your first year. They are close to Augusta Precious Metals when it comes to lowest fees and best customer service.
Regal Assets IRA Fees
Annual Custodian Fee:
Annual Storage Fee:
The chart below details Regal's investment minimums for both IRA and Non-IRA purchases.
Regal Asset's Investment Minimums
Precious Metal IRAs
Regal Assets Products & Services
Precious Metals IRAs and Products
Regal Assets, like many of their competitors such as Goldco, Birch, and American Hartford, offers precious metals IRA packages that include gold and silver. It also offers precious metal products in gold, silver, platinum, and palladium.
* American Eagle Coins
* Australian Kangaroo Coins
* Austrian Philharmonic
* Canadian Maple Leaf Coin
* US Buffalo Gold
* Gold Bars and Rounds
* American Eagle Coins
* Australian, Austrian, Canadian, and Mexican Coins
* Silver Bars and Rounds
* American Eagle Coins
* Australian, Canadian, and Isle of Man Coins
* Bars and Rounds
* Bars and Rounds
Regal Assets offers hybrid precious metals and cryptocurrency IRA packages. While Regal works with all types of cryptocurrency, it focuses on the eight most popular.
* Bitcoin Cash
Free Gold IRA Kit
Regal Assets offers a free Gold IRA investment informational kit for individuals that are interested in precious metals IRAs but may have questions or require more information. These kits are comprehensive informational resources and offered free of charge. They can be requested on Regal Assets’ website.
These kits include a copy of Forbes Magazine that features Regal Assets and a Federal Reserve documentary that explains Gold IRAs. In addition, this kit includes a report that explains the 2008 financial crisis and the subsequent importance of precious metals IRAs for retirement investors.
How Regal Assets Works
Regal Assets has one of the most simple account setup processes.
Unlike most other companies, Regal allows customers to set up their account online. Once you complete the initial account setup, one of Regal’s agents will contact you to complete the process.
The last step is to fund the account, either by rolling over existing retirement accounts or through directly depositing the money.
Regal has one of the fastest processes in the industry, usually taking less than 24 hours to complete. Once you select your precious metals they are delivered to the segregated storage facility within seven days.
How to Get Started With Regal Assets
There are several ways to open a Gold IRA account with Regal Assets. You can choose to rollover the entirety of an existing retirement account, withdraw a partial amount of an existing account, or to fund the Gold IRA account directly.
When you choose to rollover existing retirement accounts in full or in part, there are two options. Either you can request that your current IRA custodian transfer the funds directly or you can take a distribution from your current IRA custodian and manually deposit the amount.
When you request that the funds be transferred, your current IRA custodian will write a check for the amount and it will be sent directly to Regal Assets. This is the easiest method.
When you take a distribution from your current IRA your current custodian will release those funds to you and you will have to deposit them yourself. It is important that this deposit be made within 60 days to avoid penalties and fees. You are also limited to one transfer like this every 12 months.
If you choose to fund the Gold IRA account directly then you will be responsible for making the deposit yourself.
$10,000 Minimum Investment
Regal Assets and Goldco are two of the most sought-after gold IRA companies on the market. They both have stellar reviews, experienced staff & customer service, and some of the best client feedback you will find. Both of these companies are in my top 6 gold and silver IRA recommendations, so working with either company