Universal Coin and Bullion Review

May 7, 2023
Written by Peter Anderson

Universal Coin and Bullion is a company that specializes in gold, silver, platinum, palladium coins and bullion. The Texas based business has become one of the go-to places for coin collectors and investors alike. 

It's no wonder why so many people trust Universal Coin and Bullion with their investments - they offer some of the most competitive prices around!

In this review we'll take an inside look at what makes Universal Coin and Bullion stand out from the crowd. From customer service to product selection, Universal Coin and Bullion offers quality services designed to meet their customers' needs.

With more than 25 years of experience under their belt, they know how to provide top notch service while still keeping costs low.

They also carry a wide range of products including rare coins, proof sets, modern issues and everything else you'd expect from a premier numismatic business.

No matter if you're looking for something unique or just want to add to your collection, Universal Coin & Bullion can help make it happen!

Disclosure: Some of the links in this article are from sponsors. The list below is an honest review gathered from thorough research, experience, and consumer-based feedback. 

Before we get started with this review:

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Background of Universal Coin & Bullion

Universal Coin & Bullion (UCB) has been making waves in the Precious Metals Industry since 1994. Founded and led by Michael Fuljenz, a highly respected figure in numismatics, UCB is one of the largest gold and silver dealers in the United States.

What's more impressive is that they have a whopping 5 million dollars’ worth of coins stored in vault storage options for their clients! That's enough money to buy over 500 new cars or take 50 people on an all expenses paid trip around the world.

When it comes to buying precious metals from Universal Coin & Bullion, you won't be short of choices - with everything from classic U.S. Gold Eagles and Silver Maple Leafs to modern collectibles like Chinese Pandas and Australian Lunar Series II coins available there really is an abundance of options here.

Not only that but they also offer bullion bars ranging from 1 gram to 400 ounces so whatever your budget may be there will always be something suitable for you at UCB!

No matter what type of coin collector you are, Universal Coin & Bullion has got you covered - offering both quality products as well as expert advice which sets them apart from other precious metal dealers out there. With such extensive selection and top notch customer service its no wonder why this company continues to thrive after all these years!

Now onto how UCB manages those millions of dollars’ worth of coins…

Universal Coin & Bullion Management

Universal Coin & Bullion is a company that specializes in investment-grade coins and bullion. They have built up quite the reputation over the years, with reviews from customers all around the world praising their services and products.

For those looking to make investments into gold or silver coins, Universal offers some of the best options available on the market today. Their business model is simple: provide quality coins at competitive prices for investors of all levels.

Whether you’re a novice investor just getting started in precious metals or an experienced dealer looking to expand your portfolio, Universal has something for everyone. Their customer service team is also top-notch—they take great care when answering questions and helping clients find what they need.

The ratings speak for themselves; Universal boasts an impressive 5-star rating across many review sites, which speaks volumes about their dedication to providing excellent customer service and quality products. With so many positive reviews out there, it's no wonder so many people trust them as their go-to source for coin and bullion investments.

• Quality Coins - Invest confidently knowing that you're receiving only the highest grade of coins from Universal's expansive collection

• Competitive Prices - Get more bang for your buck without sacrificing value

• Customer Service - Receive prompt assistance anytime you need help with your order

• Reputation - Enjoy peace of mind thanks to UBC's impeccable track record among investors

Universal Coin and Bullion Products

As the old saying goes, money makes the world go round. Universal Coin and Bullion has a variety of products for customers to choose from when it comes to investing in precious metals. From silver coins to gold coins, their selection is top-notch. They also offer silver bullion coins as well as other types of precious metal bullion coin options that provide great value for those looking to invest for the long haul.

The company prides itself on providing secure investments with excellent customer service. Their vast selection includes rare collectible coins and popular contemporary issues at reasonable prices. With such an extensive inventory, there’s something for everyone! They have coin grading services available so if you're not sure what grade your collection is, they can help you find out quickly and easily.

Universal Coin and Bullion is a great choice if you’re looking to grow your portfolio with high-quality pieces or simply add numismatic items to your collection. With their commitment to excellence and dedication to customer satisfaction, they are the perfect source for all things related to rare coins and precious metals investments.

Now let's take a look at how Universal Coin & Bullion's select four portfolio offering provides more diversification opportunities than most competitors...

The Select Four Portfolio

When it comes to investment strategies, Universal Coin & Bullion has earned quite a lot of positive reviews. This business is known for their attentive customer service and the wide variety of products they offer. They have an especially popular portfolio called 'The Select Four' that stands out due to its diverse offerings:

  • Gold Coins - A great way to buy gold bullion without spending too much money at once.

  • Silver Bars - Perfect for investors who want some extra silver in their portfolios.

  • Platinum Coins - Not as widely available as gold or silver but still an attractive option for those looking for something different.

  • Palladium Coins - An affordable metal with good value retention over time.

Universal Coin & Bullion's The Select Four Portfolio makes investing easy by allowing you to diversify your investments across multiple metals. While other businesses may not offer such options, Universal Coin & Bullion customers can rest assured knowing that they are making smart decisions when it comes to investing in precious metals.

With this knowledge, customers can confidently move forward into buying certification of gold products knowing they made a sound choice backed up by quality customer service from UCB experts!

Certification of Gold Products

When buying gold, it's important to make sure you get the best product available - and one way to do that is by looking for certification.

Universal Coin & Bullion is an accredited precious metals dealer with a history of awards from top gold dealers around the world. That means customers can trust their products have been certified as being of high quality and made from pure gold.

But don't take our word for it! We also have a great user rating, which shows just how much our customers appreciate the level of service we provide.

So whether you're investing in gold bullion or coins, you know you'll be getting something secure and valuable when you buy from us.

At Universal Coin & Bullion, we understand that every customer has different needs when it comes to investing in gold products. That's why we offer solutions tailored to your individual situation - so you never feel like you're settling for anything less than perfect.

With that peace of mind, let's look at what makes coins mint state-worthy...

Coins in Mint State

Collecting coins in mint state is like discovering long lost treasure. Even the most experienced coin collector can feel a wave of excitement when they come across one of these amazing pieces. Mike Fuljenz, an expert numismatist at Universal Coin and Bullion, says that “collecting coins in mint state is perhaps the greatest thrill for any serious coin collector”.

The term 'mint state' refers to coins which have never been circulated or used in commerce and are still perfect condition. These valuable coins were produced by various governments around the world and often feature detailed designs with historical significance. This makes them highly sought after within the precious metals industry.

Here's a list of some things you should consider when collecting coins in mint state:

  • Check for signs of wear such as scratches or tarnishing
  • Look for unique features such as colorization or patterns
  • Ensure it has not been altered from its original design

Every time someone comes across a brand new coin in mint state, there will be no telling what kind of history and stories lie behind it - making this hobby all the more exciting!

Common Date Gold Coins

Common date coins are a great way to get into the industry, and these types of gold coins come in all sorts of designs.

The Australian Gold Kangaroo is one option that many investors turn to; this coin has an iconic image of a kangaroo on the front side and features .9999 pure gold for maximum investment potential.

American Eagle coins provide another popular choice due to their unique design featuring Lady Liberty on the obverse side, backed by .999 fine gold purity.

These common date coins are ideal for those who want to invest in silver but don’t have thousands of dollars at their disposal – they can buy small amounts with low premiums over spot price.

The ability to purchase smaller quantities allows even novice investors the opportunity to build up their holdings over time as well.

Many new collectors start off investing in common date gold coins before branching out into more rare or high-value pieces.

Investing in these types of coins also provides greater liquidity than other forms of bullion because they are widely recognized throughout the industry and often easier to sell when needed.

As with any type of investment, it's important to do your research before committing funds, particularly with regards to how much you should pay for each piece compared to its current market value.

Knowing what typical premiums look like will help you determine if a particular offer is too good (or bad) to be true!

Putting some effort into understanding the differences between different grades and coin series can make all the difference when selecting pieces for your portfolio - so always educate yourself first.

Numismatic Guaranty Company

These days, it's hard to know who you can trust when it comes to investing in gold and silver. Numismatic Guaranty Company (NGC) has been around for a minute though, so they must be doing something right. They offer phone service with knowledgeable staff that are willing to answer your questions and help educate consumers about the process of buying precious metals. Plus their prices are on point!

Customer reviews show that NGC is top-notch when it comes to customer service too - which we all know is key these days:

  • Quality products
  • Fair pricing
  • Excellent customer service

It's no surprise then why NGC has become such a popular option amongst coin collectors and investors alike. The company prides itself on its commitment to transparency - one of the most important factors when considering any purchase.

So if you're looking for an organization that puts its customers first, NGC might just be what you're after. From here, let's take a look at shipping FAQs - because nothing ruins a good deal like hefty delivery charges!

Shipping FAQ

When it comes to shipping, Universal Coin and Bullion has you covered. We offer our customers a variety of fast and secure ways to get their orders shipped out as quickly as possible. We use Federal Express or the United States Postal Service for all shipments – so no matter where you are in the country, your order will arrive safely and on time.

We accept payment via credit cards, bank accounts, PayPal accounts or any other major account through a credit card processor like Stripe or Square. All payments must be made prior to an order being shipped out; we do not ship until full payment is received. To ensure that billing information is correct every single time, please double check before submitting each order!

Universal Coin & Bullion also offers special shipping options when necessary - just let us know what it is you need and we’ll make sure your package gets there safe and sound.

Now that you know how easy it is to get your coins delivered right away with UCOB, let's move onto talking about market loss policies...

Market Loss Policy

It's every investor's worst nightmare - losing money in the market. But with Universal Coin & Bullion, you don't have to worry about that! Our Market Loss Policy ensures that your investment is secure, no matter what happens in the precious metals industry.

Here are just a few of the ways we protect our customers:

  • American Eagle gold bullion coins: All sales and purchases of these coins are insured against theft or loss. You'll also receive free shipping when buying from us!

  • Precious Metals IRAs: We provide secure storage for all metal investments made through this program, and there are no fees associated with it.

  • Business Transactions: Any transaction done between our company and another will be subject to detailed documentation and records so that everything is accounted for. This includes tracking shipments as well as any returns or exchanges.

At Universal Coin & Bullion, we understand how important security is when it comes to investing in precious metals. That’s why we make sure our customers can rest easy knowing their investments are safe and sound under our protection.

So now that you know more about our Market Loss Policy, let’s take a look at whether Universal Coin & Bullion is a scam or not…

Is Universal Coin & Bullion a Scam?

Universal Coin & Bullion Ltd. has been around for more than 25 years, so it's not exactly a new business. They have an A+ rating with the BBB and their website looks legit enough.

But then you start to see some of those negative reviews popping up online, making you wonder if they're really all that trustworthy or just another scam.

It's hard to tell if Universal Coin & Bullion is reliable or not without digging into their business details, which can be time consuming and tricky. The only way to get a better idea of what kind of company this is would be to find out more about them: who are the owners? Where are they located? How long have they been in business? What do people say about their services?

All these questions could help determine whether Universal Coin & Bullion is worth your trust. When it comes down to it, there's no easy answer when trying to figure out if Universal Coin & Bullion is a legitimate business or just trying to make money off unsuspecting customers.

It takes effort and research on your part before deciding whether you should invest in them or not - don't forget that!


The verdict is in: Universal Coin & Bullion is legit.

With their Select Four Portfolio, certification of gold products through Numismatic Guaranty Company and market loss policy for added security, you can trust that your investment will be secure with them.

As long as you do your research to ensure this company is right for you, you'll be good to go!

It's a great way to diversify your portfolio and make sure your financial future is taken care of.

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